Klivora Skill
Trusted Education
Family-Focused
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Building Financial Confidence for Canadian Families

Back in 2018, we started with something simple. A handful of families sitting around a table, trying to make sense of their investment options without the jargon or the pressure.

What began in a community center in Woodstock grew into something bigger. Today we help families across Ontario approach their financial futures with less stress and more clarity.

We're not here to promise quick wins or overnight transformations. Real financial education takes time. And honestly? That's the way it should be.

Family reviewing financial documents together at kitchen table

What Guides Our Approach

We've seen enough flashy promises in the finance world to last a lifetime. These principles keep us grounded when working with families.

Education Over Sales

No hidden agendas. We teach concepts, not products. Your family's decisions stay yours.

Real Conversations

Financial stress is personal. We talk about money the way real people do—without the corporate speak.

Practical Pacing

Learning happens in stages. We designed programs that fit into actual family schedules, not idealized ones.

Relevant Content

Canadian tax implications, RESP strategies, provincial variations—the details that actually matter to families here.

The People Behind the Programs

Our team brings together backgrounds in education, financial planning, and community work. More importantly, we're all parents or caregivers who've navigated these same questions ourselves.

Siobhan Theriault, Program Director

Siobhan Theriault

Program Director

Started teaching financial literacy after watching too many friends stress over RRSP decisions every tax season. Former high school teacher who realized money education shouldn't wait until adulthood.

Marieke Vanhanen, Curriculum Specialist

Marieke Vanhanen

Curriculum Specialist

Designs learning paths that work for busy families. Spent years in corporate training before switching focus to personal finance education. Mother of three who tests every module on her own household first.

Interactive workshop session with families learning about investment strategies
Small group discussion on retirement planning basics
Parents reviewing educational materials on family budgeting